How much can I borrow for the academic year?
Dependent Students (except students whose parents cannot borrow a Parent PLUS Loan)
Year in College Base Amount Additional Unsubsidized Total
Freshman (0-29 credit hrs.) $3,500 $2,000 $5,500
Sophomore (30 or more credit hrs.) $4,500 $2,000 $6,500
Independent Students (also dependent students whose parents cannot borrow a Parent PLUS Loan)
Year in College Base Amount Additional Unsubsidized Total
Freshman (0-29 credit hrs.) $3,500 $6,000 $9,500
Sophomore (30 or more credit hrs.) $4,500 $6,000 $10,500